INSURANCE & INVESTMENT

Transparent Care. No Surprise Costs. Real Results.

We believe cost should never be a barrier to getting your nervous system the care it needs. Here's exactly what to expect.

Do We Accept Insurance?

Yes — we accept all insurance plans and provide superbills for potential reimbursement.

Here's the honest truth though: most insurance plans cover only acute or injury-based care — not the nervous system-focused therapies we specialize in for stress regulation, sensory challenges, and optimization.

We've found that high deductibles mean most families end up paying out of pocket anyway — while spending enormous time and energy fighting with insurance companies for partial reimbursement.

That's why we're primarily cash-based. It lets us focus entirely on your outcomes instead of insurance limitations. No surprise bills. No denied claims. Just clear transparent pricing and care built around what you actually need.

Why Cash-Based Care Is Actually Better for You

When a practice runs through insurance the insurance company — not your doctor — dictates what care you can receive, how many visits are covered, and when treatment must end.

We don't work that way.

Cash-based care means:

We answer to you — not your insurance company

Care plans are built around your nervous system findings — not coverage limits

No surprise bills after the fact

Transparent upfront pricing on everything

We can focus on long term restoration — not just short term symptom management

The families who invest in nervous system health consistently tell us it reduces their overall healthcare costs over time — fewer sick days, fewer medications, fewer specialist visits, better sleep, better performance, better quality of life.

That's the real return on investment.

Investment Options

We offer flexible options to make care accessible for every family:

Single Visits: $70

Corrective Care Packages: Comprehensive nervous system restoration programs designed around your specific scan findings. Priced at your Report of Findings after we see exactly what your nervous system needs.

Family Plans: Discounts available for multiple family members receiving care together. When families heal together the results compound.

Wellness Memberships: Ongoing optimization and maintenance for patients who want to stay ahead of stress and keep their nervous system functioning at its ceiling.

Flexible Payment Options

We've made it as easy as possible to invest in your family's health:

HSA and FSA accepted — use your pre-tax health savings dollars

Payment plans available for corrective care packages

Family discounts for multiple patients

Auto-pay options for wellness memberships

Auto insurance PIP covers care for accident-related injuries — we bill directly

The Real Return on Investment

Consider what chronic nervous system dysfunction actually costs your family:

Lost productivity from chronic pain and fatigue. Missed school days from chronic illness. Behavioral challenges that strain relationships. Sleep deprivation that affects every area of life. Mounting specialist bills that treat symptoms without addressing the root cause.

Now consider what changes when the nervous system works the way it was designed to:

Better sleep. Clearer thinking. Stronger immune function. Improved focus and behavior in kids. More energy. Less pain. Fewer sick days. Relationships that aren't strained by chronic struggle.

Most families find that investing in nervous system health through chiropractic care reduces their overall healthcare spending while dramatically improving their quality of life.

That's not a sales pitch. That's what our patients consistently tell us.

FAQ:

Do you take my insurance?

We accept all insurance plans and can provide superbills for reimbursement. However most insurance doesn't cover the neurological wellness care we specialize in. We'll be transparent about this at your Report of Findings so you know exactly what to expect before committing to anything.

How much does the first visit cost? Y

our first visit includes a full consultation and INSiGHT CoreScore neurological scan. Pricing is discussed at your Report of Findings — the second appointment where we review your scan results and present your care plan. No surprises.

Can I use my HSA or FSA?

Yes — HSA and FSA funds can be used for chiropractic care. We accept both.

Do you offer family discounts?

Yes. We love treating whole families and offer discounts for multiple family members. Ask about our family plans at your Report of Findings.

What if I was in a car accident?

Minnesota is a no-fault state. Your auto insurance PIP coverage likely covers your care at no out of pocket cost. We bill auto insurance directly. Come in within 72 hours of your accident for best results.

Questions About Cost? Let's Talk.

We'd rather answer your questions upfront than have cost be the reason you don't get the care your family needs. Call us or book your first visit — there's no obligation beyond the conversation.

Call Us: 651-340-3013

Here's what happens next:

A member of our team will reach out within 24 hours to confirm your appointment time. If you need to reach us sooner call or text 651-340-3013.

  • Step 1 — Check your email Your confirmation is on its way.

  • Complete your paperwork We'll send a link to your new patient forms. Takes about 10 minutes.

  • See you soon Doors open 10 minutes before your appointment. We can't wait to welcome you. 🙌

1468 County Rd E E, Vadnais Heights, MN 55110, USA

Office:1468 County Road E east, Vadnais Heights, MN 55110

Call 651-340-3013

Site: www.olivemechiro.com

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